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It's easy to think a critical illness isn’t going to happen to us, but should the worst happen you can help make sure your family and loved ones are protected by easing their financial worries.
Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an Insurance policy.
The policy may require the policyholder to survive a minimum number of days (the survival period) from when the illness was first diagnosed. The survival period used varies from company to company.
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