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Looking for buy to let? Buying a property to rent out could be worthwhile in the longer term, but it's not risk free.
We'll talk to you about the buy to let mortgages we arrange and make sure you've all the information you need before you take the next steps or make any decision on purchasing a rental property.
We've kept things simple, only find suitable deals which are self financing which means the income you generate from the property has to cover the mortgage repayments. It's wise to make sure the rent also covers insurance charges and the general repair and upkeep of the property now and in the future.
If you’re an existing Buy to Let property owner wanting to switch to a new deal or borrow more, we have a range of products that we can search for you.
The key to making a buy to let venture work for you is finding a suitable mortgage. That’s why it’s so important to take right advice – especially in today’s market.
While buy to let mortgages are similar to residential home loans, there are some very important differences that our adviser can help you get to grips with.
For example, buy to let mortgages require a larger deposit than regular loans (typically 25%), and you’ll need to show the lender that the rent will cover your repayments on the mortgage by at least 125%.
Buy to let mortgages are not regulated by the Financial Conduct Authority
Looking for Advice?
To talk about mortgages from multiple lenders across the mortgage market, including those not available on the high street, just give us a call to start the conversation or to organise to come and see us.